Recently thieves have been able
to steal your credit card information while you still have your card. The Internet is a great place but is also a
place where you can purchase a device called a Skimmer that reads and stores credit card information. A cashier working in a Mcdonald’s drive through
was swiping people’s credit cards twice.
Once through the register and again through his Skimmer. The thief was collecting about 80 credit card
numbers per day and then buying products online using other people’s
cards. He has since been arrested but it
is a rising crime that is hard to control.
How do we know our credit information is safe anywhere we purchase
stuff?
In order to catch these criminals, he came up with the idea
once it was found that a gas pump was stealing credit card information, to take
the Skimmer out and replace it with a night vision camera. When the organized bad guys tried to retrieve
the Skimmer, they were caught on
camera. Many cameras are small and battery operated so they are easy to
install. We now have video of organized
criminals trying to retrieve the Skimmers, Quite often the
owners of the gas stations have no idea the devices have been installed into
their machines. Some Skimmers are so
small, about the size of a matchbox that they
can fit into the ledge of a machine.
Dan DeFelippi, a former credit
card thief says that the newer devices can use cell phone networks to transfer
the data. So now we don’t even get to
see the bad guy! They can get my credit
card information without ever having to return to the pump. So how do we stop them and how can we avoid
being a victim? I don’t need people
going on shopping sprees with my credit card information. If you choose to use your credit card at the
pump, chose a machine that has a padlock on it and thus avoiding the universal
key problem. You can be extra safe by paying directly to the attendant inside.
Other precautions you can take is
to check your credit card account regularly.
Most credit card companies will take the loss if you report it within 60
days. Choose a pump near the attendant. Skimmers prefer to choose pumps that
are in the shadows. Good luck using your
credit card for anything anywhere these days.
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